Navigating your first home loan application

Increase your chances of a fast approval with a well-prepared first home loan application. We’ll show you how. Although applying for your first home loan may be the biggest financial decision you’ll make, it doesn’t need to be an overwhelming one. With the right preparation, a realistic understanding of your financial position and some professional…

Want to renovate the smart way? Avoid these four mistakes

Never renovated a property before? Here are four mistakes to avoid when it’s home improvement time. Mistake 1: Not doing enough research Don’t start work without knowing the details. You need to research building materials and tradespeople, and understand the legal and regulatory aspects of a renovation. Find out how much materials and tradies cost.…

What you can borrow or what you should borrow?

The amount you can borrow and the amount you should borrow are sometimes two very different things. Before you apply for a home loan, it makes sense to realistically assess your financial situation. Here’s how to do it. Understand your borrowing capacity Generally speaking, your borrowing capacity – what you can borrow – depends on…

Did you know…about non-bank lenders?

Deciding where to go for your home loan is one of the most important decisions you’ll make. While many prospective property owners will choose to use a mainstream lender, non-bank lenders also have their advantages. What are non-bank lenders? Essentially, a non-bank lender is a lender that’s not a bank, credit union or building society.…

Easy ways to brighten up your home

Most people want their home to be light, bright and airy, but sometimes the stars just don’t align and you can end up with rooms that are unavoidably dark – low on windows or facing away from the sun. With a few smart tricks (and clever renovations, if you’re up to the challenge) you can…