Your financial freedom is a click away!

Why Refinance with Own Home Loans?

We understand the aspirations of our customers who strive for financial stability and dream of owning their homes outright. With our expertise in refinancing, we can guide you towards a brighter future by showing you how to pay off your mortgage faster and more efficiently.

1. Expert Guidance Tailored to Your Needs

At Own Home Loans, we believe in personalised service. Our team of experienced mortgage brokers specialises in understanding your unique circumstances and goals. Whether you’re a homeowner looking to reduce monthly payments or seeking ways to free up capital, we provide tailored refinancing solutions that align with your aspirations.

2. Save Money and Improve Cash Flow

Refinancing your mortgage with Own Home Loans can help you unlock substantial savings. By securing a lower interest rate, consolidating high-interest debts, or adjusting the loan term, we help you reduce monthly payments and improve your cash flow. Imagine the financial freedom of having extra funds for investments, renovations, or simply enjoying life’s pleasures.

3. Accelerate Mortgage Payoff

Our core specialisation lies in showing you how to pay off your mortgage faster. With our expert guidance, you can unlock strategies that make a significant impact on your loan balance. From using offset accounts, to making additional repayments and implementing effective budgeting techniques, we empower you to take control of your mortgage and achieve your homeownership dreams sooner than expected.

4. Budgeting and Saving: Building Your Deposit

As a homeowner, you have a valuable asset at your disposal – equity. At Own Home Loans, we help you unlock the power of this equity to further enhance your financial situation. Whether you want to expand your business, invest in property, or consolidate debts, our refinancing solutions can harness the untapped potential within your property.

5. Peace of Mind and Security

With Own Home Loans, you can rest assured that you are in safe hands. Our team of dedicated professionals has extensive knowledge of the Australian mortgage industry. We stay up-to-date with the latest market trends and regulatory changes, ensuring that we provide you with accurate advice and secure financing options. Your financial security and peace of mind are our top priorities.

6. Partner with Own Home Loans Today

Take the first step towards financial freedom by partnering with Own Home Loans. Let us empower you to pay off your mortgage sooner, save money, and unlock the full potential of your property.

Contact us now to schedule a consultation with one of our experienced mortgage brokers. Together, we will create a personalised refinancing strategy tailored to your needs, guiding you towards a brighter and more prosperous future.

Invest in yourself and your future—refinance with Own Home Loans today!

Frequently Asked Questions

What costs are associated with refinancing?

Refinancing typically involves certain costs, such as application fees, valuation fees, legal fees, and potential break costs if you’re breaking your existing mortgage contract early. It’s essential to carefully consider these costs and compare them against the potential savings or benefits you’ll gain from refinancing. Our mortgage brokers can provide a comprehensive breakdown of the costs involved in your specific refinancing scenario.

Can I refinance if I have bad credit or limited equity in my property?

Refinancing options are available for individuals with bad credit or limited equity, although the terms and conditions may differ compared to those with better credit scores or higher equity. Our experienced mortgage brokers can assess your situation and explore refinancing options suitable for your unique circumstances. They will provide guidance on improving your credit and building equity to expand your refinancing opportunities in the future.

How long does the refinancing process take?

The refinancing process typically takes between 2 to 6 weeks, although the timeframe may vary depending on various factors, such as the complexity of your financial situation, property valuation processes, and the efficiency of the lenders involved. Our dedicated mortgage brokers strive to streamline the process and keep you informed at every step, ensuring a smooth and efficient refinancing experience.

How often should I review my home loan?

You should review your mortgage at least annually.  It doesn’t take long, but can save you thousands.

How much does it cost to meet with an Own Home Loans broker?

Our service is free but can potentially save you a ton!  We get paid by the lenders.  Even if you don’t go through with a mortgage through Own Home Loans, the consultations are always free of charge.


Not happy with your current mortgage provider? We would love to help you take control of your financial future.