Move Forward with Confidence with Own Money

At Own Money, we believe financing should be simple, transparent, and designed to meet your unique needs. Whether you’re upgrading your personal vehicle, getting a car for work, or investing in essential equipment, Own Car & Equipment is here to help you achieve your goals—personal or professional—with ease and confidence.

Own Car Loans

Looking for a new car, boat, or even a caravan? Own Car Loans makes financing simple and flexible, offering tailored options for personal, recreational, or business needs. Whether it’s hitting the open road, cruising the water, or upgrading your work vehicles, we’ve got you covered:

Personal Car Loans – Finance your dream car, boat, caravan, or jet ski with competitive rates and terms designed to suit your lifestyle and budget.

Chattel Mortgages – Ideal for business vehicles and equipment like tractors or work-related boats, offering ownership benefits and potential tax advantages.

Novated Leases – A cost-effective option for employees and employers, offering potential tax savings through salary-packaged leasing for cars or other vehicles.

Car Buying Service – Take the hassle out of finding the perfect car or recreational vehicle. Let us help you locate the right fit for your needs, style, and budget.

With Own Car Loans, whether you’re exploring Australia in a new caravan, riding the waves on a jet ski, or getting back to business with a tractor, we’re here to provide expert support and guidance every step of the way.

Own Equipment Finance

Achieving your goals often requires the right tools. With Own Equipment Finance, you can easily finance the machinery, technology, or equipment you need while managing your cash flow. Our flexible options include:

Equipment Leasing – Spread the cost of equipment over time, keeping your finances flexible while gaining access to what you need now.

Hire Purchase – Gradually own the equipment you need with a payment plan that aligns with your financial situation or business cycle.

Chattel Mortgages – Designed for work-related equipment, offering potential tax advantages while allowing you to maintain ownership.

Whether for professional projects or personal endeavours, Own Equipment Finance gives you the flexibility to focus on growth without financial strain.

Why Choose Own Car & Equipment?

As part of Own Home Loans, an award-winning mortgage broking firm, we bring the same expertise and commitment to delivering exceptional financial solutions. Proudly Australian-owned, we understand the unique needs of Australians and are dedicated to making car and equipment loans accessible and straightforward.

Whether you’re upgrading your personal vehicle, expanding your business fleet, or investing in essential equipment, we’re here to support your goals with competitive rates, tailored options, and expert advice. At Own Car & Equipment, your success is our priority.

What Sets Us Apart

Driving Prosperity for Australians – Our finance solutions are designed to help you build a prosperous future, whether you’re growing your business or enhancing your personal life.

Expert Support – From tailored advice to a wide range of options, we’re with you every step of the way.

Beyond Transactions – Whether it’s a car, equipment, or a new venture, we’re here to help you create the life you envision.

Ready to Take the Next Step?

We’re here to make your journey towards securing the right car or equipment finance as smooth as possible. Contact us today to discover how Own Car & Equipment Finance can tailor solutions to meet your unique needs, no matter your circumstances.

Let’s work together to turn your goals into reality with expert guidance and a commitment to your success.