Getting it together: what to know before you consolidate

Managing multiple loans can be difficult – and stressful. One way to simplify your financial situation and save yourself time, effort and money is to centralise your debt. But it’s not always the right answer, so here’s what to consider before you consolidate. When you borrow money, the most important thing is being able to…

Taking a Short Break

Taking a short-term break from paying off your mortgage isn’t a new idea, but as the bite of the COVID-19 pandemic grips harder and harder, more Australians are applying to do so. With the RBA’s cash rate held at a record low of 0.25%, what are the implications of pushing pause on your repayments? In…