Rory first started out in commercial finance at a Melbourne company more than 15 years ago, and has since held a number of positions with national financial institutions where he has come to specialise in mortages and importantly showing people how to pay them off! He has owned an operated an award-winning Wizard Home Loans franchise where his inner northern suburbs branch was consistently recognised as one of the top performing branches nationally. Rory is reputed for going above and beyond for his customers, not only in settling home loans but in other areas of the business including building relationships with credit teams, allowing him to get more for his customers than just a suitable home loan.

The promise of open banking is big

The promise of open banking is big; a new, simpler way to share your personal financial data between banks, lenders and financial companies. It started on July 1. Here’s how it works and what it means to take back control of your data to get the best rates and offers. Switching banks has long been…

With record low interest rates, a flattening housing market and repeated assertions from RBA governor Philip Lowe that a rates rise is not on the horizon, this may be the right time for first home buyers to strike.

First home buyers looking at the current low interest rates as well as government stimulus incentives, and a property market whose rise has been curtailed by COVID-19, may well be thinking the time is right to enter the market. Of course, making the call on home ownership should be based on personal financial circumstances as…

To fix or not to fix your mortgage interest rate?

Australia’s cash rate is now the lowest it has been in 23 years. As the uncharted negative interest rate zone looms, is it worth fixing your rate? Here’s what to weigh up when making your decision. The RBA has stood by its promise to keep the current rate of 0.25%, which still represents a historic…

Getting it together: what to know before you consolidate

Managing multiple loans can be difficult – and stressful. One way to simplify your financial situation and save yourself time, effort and money is to centralise your debt. But it’s not always the right answer, so here’s what to consider before you consolidate. When you borrow money, the most important thing is being able to…

Taking a Short Break

Taking a short-term break from paying off your mortgage isn’t a new idea, but as the bite of the COVID-19 pandemic grips harder and harder, more Australians are applying to do so. With the RBA’s cash rate held at a record low of 0.25%, what are the implications of pushing pause on your repayments? In…

If You Are concerned About Servicing Your Loan

If you are concerned about servicing your loan, reach out to Own Home Loans for help. As Australians everywhere take a close look at their financial circumstances, your mortgage broker stands ready to lend a helping hand. Whether experiencing financial hardship through job loss, a reduction in work hours, or business disruption, an increasing number…

What is an Ethical Lender?

As people become more aware about sustainable living, becoming sustainable goes to all facets of life. Questioning the ethical standards of their lending institutions is becoming more commonplace by the day. They need to understand what ethical lenders are and whether they are the right choice for them. An ethical lender is concerned with the…