Rory first started out in commercial finance at a Melbourne company more than 15 years ago, and has since held a number of positions with national financial institutions where he has come to specialise in mortages and importantly showing people how to pay them off! He has owned an operated an award-winning Wizard Home Loans franchise where his inner northern suburbs branch was consistently recognised as one of the top performing branches nationally. Rory is reputed for going above and beyond for his customers, not only in settling home loans but in other areas of the business including building relationships with credit teams, allowing him to get more for his customers than just a suitable home loan.

Buying property with other people: Mine, yours or ours?

When people buy property together, particularly if it’s with a partner or spouse, they often register the title in both people’s names – especially if they’re going to live in the property. But other arrangements are possible, several friends might opt to own individual shares in a property, for example, or a couple might choose…

Navigating a home loan when you’re new to Australia

Mortgage brokers, loan pre-approval, fixed versus variable rate loans, stamp duty, conveyancing … if you’re new to Australia, the language of home buying can seem mystifying. Here are some of the things you need to know to get yourself on the road to the great Australian dream. Keep in mind, however, that speaking with an…

Do I Really Want to Refinance?

While refinancing your home loan may seem overwhelming at first, it’s less complicated than you might think. With historically low interest rates and increased competition across the home loan industry, lenders are keen to get your business. When you first took out a home loan, you might not have paid very close attention to interest…

Overcapitalising: What it is and how to avoid it

As a home owner or property investor, you may have heard the term ‘overcapitalising’. But what exactly is it and why is it considered bad? While adding a new deck or kitchen can increase the value and enjoyment of your property, overcapitalising can end up costing you more than you planned. Here’s a closer look…

You’ve won the auction – what happens next?

Congratulations! You’ve just bought a property at auction. Before you can move in, there are some things you need to do. Remember, it’s always recommended to seek legal advice when purchasing a property.  Own Home Loans can point you in the direction of some great lawyers who we know do a great job for our customers, all…

Fixed, variable, split – find the right fit for you

Fixed, variable, split – find the right fit for you In Australia, there are a number of ways to structure your home loan repayments. Finding the best mortgage option will save you time and money. Here is some information to help you choose the repayment structure that works best for you. Variable rate loans Variable…

Want to help your kids buy property? Here’s how

These days buying a home is tough for anyone first entering the market, particularly for young adults. We all want the best for our children, no matter what age they are, and as a parent you can give your child a helping hand when it comes to them securing their first property. Here’s how you…

Your property inspection checklist

When you’re house hunting, it’s easy to get distracted by the way a house looks on the outside, but aesthetics aren’t the only thing you should be focusing on. This checklist will help you focus on what’s really important at a property inspection. Is it right for you? Is a spare bedroom, second bathroom or…