Rory first started out in commercial finance at a Melbourne company more than 15 years ago, and has since held a number of positions with national financial institutions where he has come to specialise in mortages and importantly showing people how to pay them off! He has owned an operated an award-winning Wizard Home Loans franchise where his inner northern suburbs branch was consistently recognised as one of the top performing branches nationally. Rory is reputed for going above and beyond for his customers, not only in settling home loans but in other areas of the business including building relationships with credit teams, allowing him to get more for his customers than just a suitable home loan.

What is an Ethical Lender?

As people become more aware about sustainable living, becoming sustainable goes to all facets of life. Questioning the ethical standards of their lending institutions is becoming more commonplace by the day. They need to understand what ethical lenders are and whether they are the right choice for them. An ethical lender is concerned with the…

Why some interest-only borrowers are keen to switch

New government regulations mean interest-only loans are on the decline. Given the changes, it may be time to reconsider your own loan structure. Rewind a few years and many people would have confidently assured you that an interest-only loan – a home loan on which you only have to make interest payments for a set…

Refinancing: what you need to know

Confused about the ins and outs of mortgage refinancing? There are two key considerations when you’re looking at taking the step – why and how. Here, we examine both. A home loan is generally a long-term proposition, but in some situations it can be suitable to refinance your mortgage. Refinancing involves taking out a new…

Towards 2019: what next for the housing market?

The Australian residential housing market has been highly variable this year, and we’ve seen some highlights as well as lowlights. We look ahead at what’s expected for the remainder of 2018 and beyond. It’s been a tale of mixed fortunes in the nation’s housing market over the past 12 months. There’s been a downward slide…

How to modernise your kitchen on a budget

If you want to modernise your kitchen but you’re concerned about the cost, don’t be dismayed. There are many ways to get a new kitchen without destroying your bank balance. Downgrade to upgrade Saving money doesn’t mean you have to compromise on everything in your new kitchen. Select a few fittings or features that you…

Navigating your first home loan application

Increase your chances of a fast approval with a well-prepared first home loan application. We’ll show you how. Although applying for your first home loan may be the biggest financial decision you’ll make, it doesn’t need to be an overwhelming one. With the right preparation, a realistic understanding of your financial position and some professional…

Want to renovate the smart way? Avoid these four mistakes

Never renovated a property before? Here are four mistakes to avoid when it’s home improvement time. Mistake 1: Not doing enough research Don’t start work without knowing the details. You need to research building materials and tradespeople, and understand the legal and regulatory aspects of a renovation. Find out how much materials and tradies cost.…